How to Make UPI Payments Without Internet?
Unified Payments Interface (UPI) has revolutionized the way we make transactions in India. With a simple and secure platform, UPI allows users to send and receive money with ease. However, what if you’re in a situation where you don’t have an internet connection? Can you still make UPI payments? The answer is yes! In this blog post, we’ll explore how to make UPI payments without internet using your smartphone or feature phone.
Using USSD to Make Offline UPI Payments
UPI payments can be made without an internet connection through smartphones and feature phones by dialling *99#. Following this, you will be prompted with a menu displaying various options. You can select options like Send Money, Request Money, and Check Balance, among others. To make a payment, you can enter the beneficiary’s mobile number, UPI ID, or bank account details.
Here’s a step-by-step guide to making offline UPI payments:
- Dial *99# on your phone and wait for the USSD menu to appear.
- Select the option “Make Payment” or “Send Money” from the menu.
- Enter the beneficiary’s mobile number, UPI ID, or bank account details.
- Enter the amount you want to send.
- Authenticate the transaction using your UPI PIN or biometric authentication (if available).
- Confirm the transaction and wait for the payment to be processed.
Benefits of Offline UPI Payments
Making UPI payments without internet has several advantages. For one, it eliminates the need for a stable internet connection, making it ideal for areas with poor or no internet connectivity. Secondly, it ensures that your transactions are secure and authenticated using your UPI PIN or biometric authentication. This reduces the risk of fraudulent transactions.
Offline UPI payments also enable users to make transactions in areas with limited banking infrastructure. With the rise of digital payments, it’s now possible to send and receive money using your smartphone or feature phone, even in areas where traditional banking services may not be available.
Eligibility for Offline UPI Payments
Not all UPI-enabled apps support offline payments. You need to ensure that your UPI-enabled app supports offline payments before attempting to make a transaction. Some popular UPI-enabled apps that support offline payments include:
- BHIM
- Google Pay
- PhonePe
- Paytm
Conclusion
UPI payments can be made without internet using your smartphone or feature phone by dialling *99#. This USSD-based service provides a secure and convenient way to make transactions, eliminating the need for a stable internet connection. With the rise of digital payments, offline UPI payments are an essential service that enables users to make transactions in areas with limited or no internet connectivity.
Source
https://www.moneycontrol.com/technology/how-to-make-offline-upi-payments-article-12976942.html/amp
